• Against Salary Minimum RO 300 – RO 600 for Expat
• Maximum Credit Limit RO 10,000 (2x Salary)
• Minimum Credit Limit N/A
• Against Collateral 110% Lien

• Annual Subscription Fee RO 185
• Monthly Subscription Fee RO 75

3D Secure

The "3D Secure" feature from MasterCard provides an additional layer of security for online shopping. The feature offers Bank Nizwa Credit Card customers a much safer experience while transacting online.

Whenever you make a transaction online using your Bank Nizwa Credit Card at a merchant that supports MasterCard SecureCode solution, you will be asked to enter your One-Time-Password (OTP) after entering your card details, and just before check-out. The One-Time-Password (OTP) will be sent to your registered mobile number. You will be able to complete your transaction only after providing the correct One-Time-Password (OTP).

To enable online transactions, Call 24950500 (within Oman) or +968 24950500 (outside Oman)