• Against Salary Minimum RO 300 – RO 600 for Expat
• Maximum Credit Limit RO 20,000 (2x Salary)
• Minimum Credit Limit N/A
• Against Collateral 110% Lien

• Annual Subscription Fee: Waived
• Monthly Subscription Fee: RO 150

3D Secure

The "3D Secure" feature from MasterCard provides an additional layer of security for online shopping. The feature offers Bank Nizwa Credit Card customers a much safer experience while transacting online.

Whenever you make a transaction online using your Bank Nizwa Credit Card at a merchant that supports MasterCard SecureCode solution, you will be asked to enter your One-Time-Password (OTP) after entering your card details, and just before check-out. The One-Time-Password (OTP) will be sent to your registered mobile number. You will be able to complete your transaction only after providing the correct One-Time-Password (OTP).

To enable online transactions, Call 24950500 (within Oman) or +968 24950500 (outside Oman)

Proud to announce that Bank Nizwa's Biodegradable Card Receives Green Certification from Thales and Mastercard, Reinforcing Sustainability Commitment.

Distinguished as the Sultanate of Oman’s leading Islamic bank, Bank Nizwa has been honoured with a green certificate for its pioneering eco-friendly debit and credit cards, from Thales DIS, a global leader in EMV chip production and card manufacturing. This recognition stands as a testament to the bank's concerted endeavours in establishing sustainability benchmarks within the nation’s Islamic finance realm.

• Credit Card