Auto Finance

Get a car today!

We help you get the car of your choice.

The easy way to own a car

As Oman’s first Islamic bank, we aim to help you realise owning a vehicle – while recognising your responsibilities. That is why Bank Nizwa Auto Finance, based on the Shari’a concept of Murabaha, is not only available for a range of leading brands and models but also at a highly affordable profit rate and with several value-added benefits too.

Eligibility Criteria

  • Minimum age: 18 years
  • Minimum salary:

    With Salary Transfer: Rial 400
    Without Salary Transfer: Rial 600

Auto Finance Features

  • Shari’a-compliant auto finance product
  • Highly competitive profit rates
  • Low down-payment
  • Payment period up to 10 years
  • Salary transfer not mandatory
  • No hidden charges
  • Available to salaried and self-employed
  • Finance available for new and used cars
  • Available for a wide range of brands
  • Available for any nationality

Facts you need to know…

  • Why take Auto Finance from Bank Nizwa?
    Shari’a-compliant product and processes; Transparent pricing & charges; Quick processing and approval; No hidden charges
  • Are there special arrangements with dealers?
    Yes. Our arrangements with dealers ensure speedy processing and faster delivery of the vehicle.
  • What are the documents required?
    Passport with valid visa (for expatriates) Oman National ID / Resident ID Card / GCC Passport Copy; Quotation in favour of Bank Nizwa from the dealer of vehicle you wish to purchase
  • Bank Statements of previous 6 months
    For salary transfer financing:
    Salary Transfer Letter from employer Salary Certificate from employer addressed to Bank Nizwa Salary
    For non-salary transfer financing: Salary Certificate from employer addressed to Bank Nizwa
    For self-employed, apart from above, the following documents are required:
    Trade License (in case of self-employed) Notarised POA (where applicable for self-employed)
  • Standing instructions / Post-dated cheques
  • How do I avail Bank Nizwa Auto Finance?
    Simply walk into any of our branches and our Personal Banking Officer will guide you through the steps Alternatively, you can call 800 700 60 for more information


  • Bank Nizwa offers you Instant Auto Finance in collaboration with IFIN from Toyota, Nissan and Mazda dealerships with competitive profit rates.

    Nissan: All branches except Khasab.

    Toyota: All branches except Salalah.

    Mazda: Al Wattaya, Al hail South, Athaiba and Barka.

    For more details on IFIN – Instant Auto Finance, please contact us on 24950500.

All Bank Nizwa products and services are approved by the Shari’a Supervisory Board.

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For more information call 24950500 or visit any of our conveniently located branches.

Disclaimer: Bank Nizwa products and services will be made available at the sole discretion of Bank Nizwa SOAG; subject to Bank Nizwa’s Terms and Conditions for Shari’ah Compliant Account Operation and upon submission of documentation acceptable to Bank Nizwa.


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